1Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best-qualified customers. Your individual rate may vary. The Annual Percentage Rate (APR) calculation is based on a loan amount of $250,000.00 for the purchase of a single family primary residence in Florida with 80% Loan-to-Value (LTV) and a 45-day lock. The APR shown for ARMs may be increased or decreased after consummation.
The interest rates, APRs, points and rebates shown are subject to change without notice. The fees listed above are estimates only and may change. A final itemization of fees will be provided at closing. Your APR will vary based on your final loan amount and finance charges. All rate quotes are based on the assumption of a 45-day lock on a single family primary residence with establishing an escrow account for taxes, homeowner's insurance and flood insurance if applicable. Your final rate will depend upon your unique credit history and type of loan you are trying to qualify for. In order for you to receive a final rate and closing cost quote, an application must be submitted and a loan specialist will call you with your final decision. The $250 application fee collected from you at the time of application will be applied toward the total closing costs associated with your loan. Please be reminded that this fee is nonrefundable, unless your loan is denied.
2There is no down payment required by the borrower. However, the minimum contribution by the borrower is either a minimum of 3% toward the closing costs and prepaid items OR $500 of their own funds.
3The borrower must make a 3% contribution toward the down payment and/or closing costs.
4Proceeds from investments should not be used to purchase securities investments.
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